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Across 15 production deployments, single-agent financial AI hallucinated at 7 to 9 percent, and graph-backed multi-agent validation brought observed rates below 1 percent

AspireAI community · arXiv
Financial AI has to answer decision-bearing questions about payments, collections, cash flow and compliance while guaranteeing reproducible arithmetic and traceable evidence, which an LLM alone cannot do. This paper reports a production architecture combining a financial knowledge graph for enterprise relationships and provenance, a deterministic optimization engine for the calculations, and a multi-agent LLM layer for intent interpretation, orchestration and claim validation, coordinated by a layer it calls context engineering. Across 15 deployments over roughly 11 months, single-agent pipelines showed hallucination rates of about 7 to 9%, including invented invoices and unsupported claims, and graph-backed multi-agent validation brought observed rates below 1%. The authors are explicit that these findings are observational rather than causal, and that ERP data quality and tenant-specific schemas remained the main implementation obstacles, though reusable mappings and validation policies coincided with deployment time falling from roughly six weeks to two.
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